Employee State Insurance (ESI) Scheme

Comprehensive Social Security for Indian Employees | Medical, Disability & Maternity Benefits | ESIC Compliance Solutions

Get ESI Registration

What is Employee State Insurance (ESI)?

ESI is a self-financing social security scheme for Indian workers providing comprehensive medical care and cash benefits.

Coverage

Applies to organizations with 10+ employees (20+ in some states) earning up to ₹21,000 per month. Covers medical, disability, maternity, and dependent benefits.

Contribution

Employer contributes 3.25% and employee contributes 0.75% of wages (reduced from 4.75% during COVID). No contribution for employees earning ≤ ₹137/day.

Implementation

Governed by ESI Act 1948, administered by ESIC (Employee State Insurance Corporation) with 150+ hospitals and 1,500+ dispensaries across India.

Why ESI Compliance is Crucial

ESI compliance isn't just mandatory—it's a strategic advantage for employee welfare and business sustainability.

Legal Requirement

Mandatory for eligible establishments under ESI Act 1948. Non-compliance attracts penalties up to ₹10,000 + imprisonment up to 2 years.

⚠️ Coverage applies even if only 1 employee crosses wage threshold

Employee Retention

ESI benefits increase employee satisfaction and reduce attrition by 30-40%. Comprehensive healthcare coverage improves productivity.

💡 90% of employees consider health benefits when choosing employers

Cost Effective

ESI provides better coverage at lower cost (4% total) compared to private health insurance (typically 8-12% of salary).

💰 Save 60-70% on employee healthcare costs with ESI

Comprehensive ESI Benefits

ESI provides unmatched social security coverage for employees and their families.

Medical Benefits

  • Full medical care for employee + family
  • Super specialty treatments
  • Maternity care including delivery
  • Free medicines and diagnostics
  • Dental and optical care

Cash Benefits

  • Sickness benefit (70% wages for 91 days)
  • Maternity benefit (100% wages for 26 weeks)
  • Disability benefit (90% wages for life)
  • Dependents' benefit (pension to family)
  • Funeral expenses (₹10,000)

Additional Benefits

  • Vocational rehabilitation
  • Unemployment allowance
  • Confinement expenses
  • Medical bonus for pregnant women
  • COVID-19 special coverage

Simple 5-Step ESI Registration Process

Our experts handle the entire process from documentation to final approval.

1

Document Collection

We help you gather required documents including PAN, GST, incorporation certificate, employee list, and bank details.

2

Form Submission

Our team prepares and submits Form-01 (Employer Registration) with all supporting documents to ESIC.

3

Code Generation

ESIC processes application and issues 17-digit Employer Code within 7-10 working days.

4

Employee Enrollment

We register all eligible employees and help them obtain their unique IP numbers through Form-1.

5

Monthly Compliance

We file monthly returns and make payments before the 15th of each month to avoid penalties.

Get ESI Registration Today

Complete this form and our compliance expert will contact you within 30 minutes

Have Questions About ESI Compliance?

Our ESI experts are available 24/7 to help you understand requirements, calculate contributions, and ensure full compliance.

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ESI Registration & Compliance Services | Employee State Insurance Experts | Serving Businesses Across India - Mumbai, Delhi, Bangalore, Hyderabad, Chennai, Kolkata, Pune & All Other Cities

Professional ESI solutions for companies, LLPs, factories, and establishments with 10+ employees. ESIC registration, monthly returns, and compliance management.