IRDAI Registration

Mandatory certification for insurance companies, intermediaries and professionals in India

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Insurance

What is IRDAI Registration?

Certificate

IRDAI Registration is the mandatory licensing process conducted by the Insurance Regulatory and Development Authority of India for all insurance providers, intermediaries (agents, brokers, web aggregators), and surveyors. It ensures compliance with insurance regulations and protects policyholder interests.

Key Benefits

Legal

Legal Authorization

Approval to operate insurance business in India

Trust

Customer Trust

Builds credibility with policyholders

Market

Market Access

Access to Indian insurance market

Compliance

Regulatory Compliance

Meets all legal requirements

Registration Process

1

Document Preparation

  • Company incorporation documents
  • Business plan & financial projections
  • Key personnel details
2

Application Submission

  • Form A submission to IRDAI
  • Detailed business proposal
  • Payment of fees
3

IRDAI Review

  • Detailed scrutiny (3-6 months)
  • Possible queries/clarifications
  • Fit & proper evaluation
4

Certificate Issuance

  • Grant of Certificate of Registration
  • Validity period based on category
  • Ongoing compliance requirements

Types of IRDAI Registrations

Life Insurance

Life Insurers

For companies offering life insurance products

General Insurance

General Insurers

For non-life insurance providers

Health Insurance

Health Insurers

Specialized health insurance providers

Reinsurance

Reinsurers

For companies providing reinsurance

Intermediaries

Intermediaries

Brokers, agents, web aggregators

Surveyors

Surveyors

Loss assessors and surveyors

Required Documents

Company Documents Company Incorporation Certificate
MOA MOA & AOA
Financials Financial Statements
Business Plan Detailed Business Plan
KYC KYC of Promoters/Directors
Compliance Compliance Certificates

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